Aetna Dentist – Ann Arbor, MI
How Aetna Makes Dentistry More Affordable
Do you have Aetna dental insurance? Whether you bought your policy yourself or you have it through your employer, we encourage you to get all you can out of your benefits! Not only can your plan allow you maintain your smile with low-cost preventive care, but it can also lend a helping hand if you ever need to receive restorative work. Dr. Olsen is proud to be your Aetna dentist in Ann Arbor, MI, and our entire team is eager to help you use your policy to your greatest advantage.
Aetna Coverage Availability & Fees
Aetna offers a few different types of plans:
- A DMO plan requires you to visit an in-network dentist. You pay set fees for certain services.
- An indemnity plan allows you to visit any dentist. However, you have to pay for services upfront. Later, Aetna provides reimbursement.
- A PPO plan also allows you to visit any licensed dentist. When you go to an in-network oral healthcare provider, you can expect to pay to pay less than at out of network providers. PPO plans may have a deductible, coinsurance, and an annual maximum (the most that Aetna will payout for services within a year).
If you have a PPO policy, your preventive care, such as cleanings and checkups, may be covered at 100 percent when you visit an in-network dentist. Restorative services may be covered at 50 – 80 percent, depending on the exact nature of the procedure and the details of your specific dental insurance plan.
Besides saving money, visiting an in-network dentist comes with other advantages as well. Since our team is used to working with Aetna, we can provide insightful suggestions to help you get the most out of your policy. We may even be able to schedule your treatment in a way that minimizes your out of pocket costs. For example, completing major procedures across multiple appointments between calendar years may enable you to take advantage of two annual maximums rather than just one.
Jessica is our friendly front office receptionist. She’ll happily verify your coverage, file your claims, and do her best to answer any questions you may have about your Aetna insurance policy. Why not give our dental office a call and use Jessica’s expertise to get more out of your dental benefits?